Low-Down-Payment loans - My CCNB

Low-Down-Payment loans

  • Federal Housing Administration (FHA)
  • Veterans Administration (VA)
  • USDA Loans

FHA, VA and USDA are all options that may allow borrowers to purchase or refinance with a limited or no down payment. For example, FHA allows borrowers to purchase with as little as 3.5% down while VA and USDA require no down payment but have stricter eligibility guidelines. All three programs allow gifts from relatives for down-payment assistance and some seller paid closing costs. FHA and USDA require upfront and monthly versions of mortgage insurance or guarantees while VA does not require any mortgage insurance.

Ready to apply?
Expedite the application process by clicking the ‘apply today’ button below.

Apply Today

Not sure where to start?
CCNB’s mortgage specialists will use our ‘We Can Do That!’ spirit to help you get moving!

Help Me Get Moving

Here are some additional resources especially for first-time home buyers:
• The Mortgage Process
• Tips for first time home buyer
• Tips Every Home Buyer Should Know

Have more questions? No worries, we have answers.
Click below to contact a CCNB  submit a question or make a no-obligation, no-pressure appointment with one of our mortgage specialists. It’s free!

Free Consultation