Lot Loans - My CCNB

Lot Loans

Have you found the perfect lot for your dream home? Whether you plan to build your home right away or you want to secure your land for later, CCNB is here to help you get started.

A Lot Loan is a loan that can be used to finance the purchase of land or property for your new home. Lot loans are offered as a short-term solution to acquire land in order to build at a later time.  Lot loans are balloon loans with either an interest-only payment or a principal and interest payment.  Terms of up to 2 years on interest-only and up to 5 years principal and interest  (15-year amortization) are available with at least a 25% down payment.

Ready to begin?
To use our secure online portal, you’ll first establish a user name and password. After completion, you can begin a new application, resume an existing application, upload documents, accept electronic disclosures, and more, when it’s convenient for you.

Apply Today

Not sure where to start?
CCNB’s mortgage specialists will use our ‘We Can Do That!’ spirit to help you get moving!

Here are some additional resources, especially for first-time homebuyers:
• The Mortgage Process
• Tips for first time home buyer
• Tips Every Home Buyer Should Know

Have more questions? No worries, we have answers!
Click below to contact a CCNB mortgage representative to schedule a complimentary, no-obligation consultation with one of our mortgage specialists.