Jumbo Mortgages/Adjustable Rate Loans - My CCNB

Jumbo Mortgages/Adjustable Rate Loans

Similar to conforming loans, a “Jumbo Loan” mortgage allows loan amounts to exceed the limits set by the Office of Federal Housing Enterprise Oversight (OFHEO), and therefore are not eligible to be purchased, guaranteed or securitized by Fannie Mae or Freddie Mac. The conforming limit is $484,350 in most areas. Rates are typically slightly higher and qualifying standards are stricter than conforming loans.

Jumbo loans are loans that range from $484,351 to $1,000,000 – Contact a CCNB representative for rates.

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