Financing Made Simple

From construction to closing, CCNB offers a seamless construction-to-permanent
loan process to make financing new construction projects simple.

The CCNB Difference:
• Timely inspections and draws with same day funding
• Local decisions and timely answers
• Direct-to-builder draws (upon approval) with no wire fee
• Nominal hold-back until final draw is approved

The nuts and bolts:
• One time closing with one set of closing costs
• Over 80% LTV (loan to value) available with PMI*
• Use your lot as equity towards a down payment
• Construction time up to one year
• 5/1 or 7/1 ARM with option to modify to fixed-rate at completion with requalification*
• Interest-only payments during construction
• No prepayment penalties
• In-house underwriting and timely decisions
• For primary residence or a second home only

* For qualified borrowers only. Subject to credit approval.

Ready to apply?
Expedite the application process by clicking the ‘apply today’ button below.

Apply Today

Here are some additional resources:
• The Mortgage Process
• Tips for first time home buyer
• Tips Every Home Buyer Should Know

Have more questions? No worries, we have answers!
Click below to contact a CCNB mortgage representative to schedule a complimentary, no-obligation consultation with one of our mortgage specialists. Our mortgage specialists will use our ‘We Can Do That!’ spirit to help you get moving!