Simple Rewards Interest Checking
Compare All Personal Checking AccountsSimple Rewards Checking is a high-yield, interest-bearing2 FREE1 checking account with no minimum daily balance required and no maintenance fees*.
– High interest rate2 earned on daily balances up to $20,000.
– Balances over $20,000 in the monthly statement still earn interest.
– Qualifications must be met during each monthly statement cycle.
Only Two Qualifications:
- Enroll in online banking and receive eStatements
- Have at least eight (non-ATM) VISA® debit card transactions post and clear
If qualifications are not met by two days prior to the close of your monthly statement, daily balances will earn interest at a lower rate.
Account Benefits:
- FREE unlimited ATM transactions nationwide
- FREE unlimited checkwriting
- FREE first order of basic checks
- FREE VISA® debit card
- FREE1 mobile banking and online banking
- FREE monthly e-statements with check images
- NO monthly maintenance fees*
- NO minimum daily balance requirement
- HIGH INTEREST rate earned on daily balance up to $20,000
- EARN INTEREST on balances over $20,000
Download our Simple Rewards flyer
| Minimum Opening Balance | $50 | Minimum Daily Balance | $0 | Interest Bearing Account? | YES Call CCNB for rate2 |
Monthly Maintenance Fee | NONE* | Additional Account Qualifier(s) Required | Qualifications must be met during each monthly statement cycle. |
Additional Features & Benefits | FREE unlimited ATM transactions nationwide |
Annual Percentage Yield (APY) is subject to change without notice. 2.00% APY will be paid on daily balances between $.01 and $20,000.00 and 0.10% APY applies to daily balances over $20,000.00 as long as all the minimum qualifications are met each qualification cycle. A 0.02% APY will be paid on all daily balances if all qualifications are not met. $50 minimum opening balance required. The blended APY will range from 0.10% to 2.00% depending on the balance in the account. The minimum qualifications for each statement cycle are: 1.) 8 debit card transactions (excluding ATM transactions) post and clear, 2.) receive eStatements via online banking. APY may change after the account is opened. Unlimited free nationwide ATM transactions occur regardless of qualifications. Data rates may apply. Limit one account per person. Account holder must be at least 18 years of age.
* Standard overdraft, stop payment and wire transfer fees may apply.
- Message and data rates may apply.
- Rates are subject to change. Fees could reduce earnings. Call CCNB to obtain current rates.
