Choose the personal checking account that best suits your needs.
Coastal Rewards Checking Account
Minimum daily balance requirement: $0
- High interest rate earned on daily balances up to $10,000
- Balances over $10,000 still earn interest
- No minimum daily balance requirement
- No monthly service charge
- Free VISA® debit card
- Free online banking and bill pay
- Free telephone banking
- Free basic checks
- Unlimited free nationwide ATM transactions
- Free monthly statements via secure website
- Overdraft protection available subject to credit approval
To Earn The High Interest Rate:
The following four qualifications must be met each monthly qualification cycle.
- Have at least 10 VISA® debit card (non-ATM) transactions post & clear
- Be enrolled in online banking
- Receive eStatements
- Have at least one direct deposit, ACH transaction, or automatic third party draft post & clear
Balances over $10,000 in the monthly statement cycle earn interest at a lower rate.
When qualifications are not met by one day prior to the close of the monthly statement cycle, daily balances will earn interest at a lower rate.
Senior Free Checking (50 or better)
Minimum daily balance requirement: $0
- Interest bearing account
- Unlimited check writing
- Free VISA® Debit Card
- Free online banking and bill pay
- Free telephone banking
- Free basic checks
- Unlimited free nationwide ATM transactions
- Free monthly statements with check images via U.S. mail or secure website
- Half price on 3×5 safe deposit boxes
- Overdraft protection subject to credit approval
Free Checking Account
Minimum daily balance requirement: $0
- Unlimited check writing
- Free VISA® Debit Card
- Free online banking and bill pay
- Free telephone banking
- Free basic checks (first order)
- Unlimited free nationwide ATM transactions
- Free monthly statements with check images via secure email
- Overdraft protection subject to credit approval
Interest Checking Account
Minimum daily balance requirement $750
Maintenance fee (if less than minimum balance) $10
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• Earn interest on entire balance
• Unlimited check writing
• Free VISA® debit card
• Free online banking and bill pay
• Free telephone banking
• Free basic checks (first order)
• Unlimited free nationwide ATM transactions
• Free monthly statements with check images via secure website
• Overdraft protection subject to credit approval
The Visa® Debit Card:
Unlimited Free Nationwide ATM Transactions and More.
Access your cash or account balance at any ATM nationwide for free. Your VISA® debit card can also be used to make purchases at most businesses throughout the world that accept VISA®. Purchases made using your VISA® debit card are deducted directly from your checking account.
