Michael Mulford brings over 30 years of experience in various credit capacities to CCNB, including loan review analyst, credit department manager credit officer, and chief credit officer. He has worked in the financial industry for both large regional banks and community banks alike.
He earned a BBA-Finance and an MBA-Finance from the University of Toledo and is a graduate of the School of Banking in Madison, Wisconsin.
Before moving to Myrtle Beach South Carolina in 2022 with his wife, Mulford lived in northwest Ohio. Mulford served on the Board of the Defiance, Ohio’s Area Chamber of Commerce, and the Defiance YMCA, serving on the finance committee for both organizations.
His local community involvement includes the following: Defiance Chamber of Commerce, Defiance YMCA, and HOA treasurer. Mulford enjoys playing tennis and riding bikes with his wife. Mike has three daughters and two grandchildren.