Ms. McElhinny Houston joined the company in May 2012. Previously she served as Vice President and Commercial Client Manager for First Federal Bank servicing the Grand Strand market from 2006-2012, and previously worked at First National Bank of Pennsylvania from 1991-2006. Ms. Houston has over 25 years of community banking experience including commercial lending, credit review, and treasury sales management. She is a graduate of Youngstown State University and the South Carolina Bankers School. Ms. Houston is a member of the Finance Council of the Myrtle Beach Area Chamber of Commerce and is the President of the Coastal Carolinas Chapter of the Risk Management Association. Member of Leadership Grand Strand Class XXXIV, she previously served as the Chair of the Family Selection Committee for Habitat for Humanity of Horry County.