Privacy Policy

FACTSWHAT DOES COASTAL CAROLINA NATIONAL BANK DO WITH YOUR PERSONAL INFORMATION?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Credit history and credit scores
  • Account balances and payment history

 

When you are no longer our customer, we continue to share your information as described in this notice.

How?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Coastal Carolina National Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes Coastal Carolina National Bank share?Can you limit this sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YESNO
For our marketing purposes
to offer our products and services to you
YESNO
For joint marketing with other financial companiesNOWE DON’T SHARE
For our affiliates’ everyday business purposes
information about your transactions and experiences
NOWE DON’T SHARE
For our affiliates’ everyday business purposes
information about your creditworthiness
NOWE DON’T SHARE
For our affiliates to market to youNOWE DON’T SHARE
Questions?Call 843-839-2265 or go to www.myccnb.com
Who we are
Who is providing this notice?Coastal Carolina National Bank
What we do
How does Coastal Carolina National Bank protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.Information that has been entrusted to us will be held in the strictest confidence and used only for appropriate business reasons.
How does Coastal Carolina National Bank collect my personal information?We collect your personal information, for example, when you

  • Open an account or apply for a loan
  • Pay us by check or make a wire transfer
  • Make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

 

State laws and individual companies may give you additional rights to limit sharing.

Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include a financial company, such as our bank holding company, Coastal Carolina Bancshares, Inc.

 

NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Coastal Carolina National Bank does not share with nonaffiliates that can market to you.

 

Joint MarketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Coastal Carolina National Bank does not jointly market.