We realize the importance and value of homeownership. Our friendly staff is always ready to assist you. We are local and highly experienced which allows for a smooth and efficient process to prevent unnecessary delays.

A broad array of mortgage loan products is available to fit every homebuyers need, no matter if purchase or refinance, for primary, secondary or investment property.

Fixed Rate programs are available at competitive rates.

Adjustable Rate Mortgage products can assist homebuyers who can tolerate payment variations. Products can be fixed for a period of three years or five years before adjustment period begins.

One-time Closing Construction to Permanent Loans offers a convenient process to close prior to home construction and allows up to 12 months for completion of improvements. Interest only payments are made during the construction phase based on the amount of the outstanding balance. Construction draws are made based on a percentage of completion according to CCNB's guidelines. Certain adjustable rate programs allow for conversion to fixed rate at time of construction completion and converting to permanent loan.

Jumbo Loan programs are available under both fixed and adjustable rates for loan amounts which exceed the standard conforming loan limits. Adjustable rate loans can be fixed for a period of three, five, seven or ten years prior to the rate adjustment.

Stop by or call us. We'll be happy to help you through the home buying process.